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Harp Replacement Program: What You Should Know

The HARP program was created in response to the 2008 housing crisis and helped homeowners avoid foreclosure by refinancing their underwater mortgages. The end of this temporary measure means there is now an increased need for harp replacement programs that will fill up any gaps left behind for struggling families. If you are looking to […]

How Long Does a Home Inspection Take?

How Long Does a Home Inspection Take?

No one likes waiting, especially when it feels like time is wasting away. So you’re probably wondering: how long does a home inspection take? Unfortunately, there’s no easy answer. Every assessment is different and depends on the size and condition of the property. Still, some general guidelines can help you understand what to expect. Keep […]

Code of Ethics for Realtors

Code of Ethics for Realtors

Are you thinking of putting your home up for sale or buying a property soon? Then, you’ll need a professional real estate agent to guide you through the process and help you achieve your goal. When choosing a realtor you should know that there’s a difference between a regular real estate agent and a Realtor […]

How Long Does a Home Appraisal Take?

How Long Does a Home Appraisal Take?

Purchasing your dream home can be a daunting task. You may have to employ a loan officer, get credible real estate agents, and make offers before even getting a loan. When you think the process is almost complete, your lender may request an appraisal before approving the loan. Unless you’re new to buying homes, these […]

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What Does Comps Mean In Real Estate

What do comps mean in real estate? Comps meaning, short for comparable properties, are properties that have been sold nearby to help determine the value of a property. Comparing comps helps a realtor estimate the worth of a house and make an offer. In this article, we will go deep into what comps mean and […]

Will I Lose My SSI If I Buy a House?

Will I Lose My SSI If I Buy a House?

The intricacies of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits make many homebuyers ask questions like, “will I lose my SSI if I buy a house?” and “What are the eligibility requirements for SSI and SSDI benefits even if I own a home?” The basic answer is: a person receiving SSI […]

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Fee Simple vs Leasehold: Pros & Cons

In the US, most real estate is sold in fee simple form. This is a type of ownership that provides unlimited rights to use and enjoy the property. There are also some disadvantages with fee simple. Taxes on capital gains can be complicated and there may be restrictions on what can be done with the […]

Sign hung up on most fee simple estate properties to reiterate 100% property control

What Is Fee Simple Estate Ownership?

Owning a real estate property is a thing of joy. However, to make this excitement all encompassing, you’ll need full ownership of the structure in question. Here, you can do what you want without worrying about problems with your landlord. In real estate, you get this freedom through fee simple ownership. If you intend to […]

How to Buy a House at Auction

How to Buy a House at Auction

Newsflash: a bargain isn’t always a bargain at auctions. Often, you pay too much and once the euphoria of winning goes away, you can’t escape that sinking feeling: “this house isn’t worth its price.” Don’t beat yourself up. You aren’t the only person to explore buying a house at auction without knowing how to buy […]

Questions to Ask When Buying a Home

Questions to Ask When Buying a Home

Purchasing a home is an exhilarating experience, especially for first-time homebuyers. Nonetheless, because buying a house is a significant commitment, you must prepare your mind and finances. Locating a suitable home takes extensive research. As part of your due diligence you should ask relevant questions. By doing so, you can be confident in your decision. […]